This week's budget didn't stick very well. I somehow completely spaced that my youngest son had school pictures on Friday. So that was fifty dollars I was not counting on spending. I also spaced that I scheduled a credit card payment for Thursday which came out Friday. I was on a roll. So the money I was putting back for bills is gone. We will manage and get by but a little frustrating. I have a better handle on Thursday's budget plan. I am already planning on the second half of the credit card payment to come out Friday. I have the money set to be taken out for the visit with my older boys.
I never heard back from the car place about the check - however it has been cancelled so if anyone tries to cash it while its not supposed to clear. I made a cash payment on Thursday and it feels good to know I have ONE payment left -- woohoo baby!!
We are planning out the month slowly and now leaving money for surprise items. I am picking up some extra days this month and found out we shouldn't be working on Thanksgiving. I will get to spend it at home with my family this year. I will get to make them dinner as soon as I get home. I am so excited!!
I might be a little crazy since I am just starting this budget to get out of debt, but we are looking at starting a business next year sometime. My youngest son is really being affected by me having to leave for work. In the mornings when I get home from work he always goes "Mommy you're back!", when he sees me. It breaks my heart. I know all kids go through this however he doesn't understand that I am going to work and will be back after my shift. I will be working my job and my business as long as I am able too. The insurance at my job is great. So if I am able to get this business going quickly and making some money - I will look at insurance for us outside of work that is comparable - reasonable- and just as great; so i can look at leaving my job.
I also plan on taking some accounting classes to work towards a business degree. Small steps though not rushing through all this. I want to pay off the debt, start the business, and take online classes for a business degree. I have my vendors lined up for product inventory. The items are amazing! It will start as a strictly online business at first. After some time, if things go well I will open a store front and have an online store. I don't want to extend myself too far too fast. The business is not going to start right away as I want to get a bit more debt paid off first. It is an idea I've wanted to do for quite some time now. I never felt like it was ever going to happen as I never saw an end to the debt.
(Im)Patiently waiting for 2017 tax refund it still killing me. I know I could have to wait until January 2019 to get it back which is 2 months away. It just not fair - ugh! So once I get that money bills, bills, bills will be paid off.
Christmas is coming soon upon us and I want to be ready. I have great ideas for all the kid sin store. I am budgeting some money now so I can get the kids what I want to.
I never heard back from the car place about the check - however it has been cancelled so if anyone tries to cash it while its not supposed to clear. I made a cash payment on Thursday and it feels good to know I have ONE payment left -- woohoo baby!!
We are planning out the month slowly and now leaving money for surprise items. I am picking up some extra days this month and found out we shouldn't be working on Thanksgiving. I will get to spend it at home with my family this year. I will get to make them dinner as soon as I get home. I am so excited!!
I might be a little crazy since I am just starting this budget to get out of debt, but we are looking at starting a business next year sometime. My youngest son is really being affected by me having to leave for work. In the mornings when I get home from work he always goes "Mommy you're back!", when he sees me. It breaks my heart. I know all kids go through this however he doesn't understand that I am going to work and will be back after my shift. I will be working my job and my business as long as I am able too. The insurance at my job is great. So if I am able to get this business going quickly and making some money - I will look at insurance for us outside of work that is comparable - reasonable- and just as great; so i can look at leaving my job.
I also plan on taking some accounting classes to work towards a business degree. Small steps though not rushing through all this. I want to pay off the debt, start the business, and take online classes for a business degree. I have my vendors lined up for product inventory. The items are amazing! It will start as a strictly online business at first. After some time, if things go well I will open a store front and have an online store. I don't want to extend myself too far too fast. The business is not going to start right away as I want to get a bit more debt paid off first. It is an idea I've wanted to do for quite some time now. I never felt like it was ever going to happen as I never saw an end to the debt.
(Im)Patiently waiting for 2017 tax refund it still killing me. I know I could have to wait until January 2019 to get it back which is 2 months away. It just not fair - ugh! So once I get that money bills, bills, bills will be paid off.
Christmas is coming soon upon us and I want to be ready. I have great ideas for all the kid sin store. I am budgeting some money now so I can get the kids what I want to.
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