Good Day! It's a wonderful feeling to see the first credit card paid off "IN FULL"! The payment has cleared the bank - so it is officially paid off! It feels amazing! Also my cell phone is paid off and I cancelled insurance on both my phone and my daughter's phone. She asked me to cancel it as she wants her cell bill cheaper as well. She babysits her brother to pay on her cell phone bill and earn a little extra cash for herself. If she didn't help with her brother I wouldn't be able to work the extra 2 days a month. So let's talk about how this will work for the month of November. I have my Excel spreadsheet all set up plus I have the Everydollar app all set up as well. I will be making credits and debits to the different groups as they happen - at most two days in advance (i.e. when I know for sure a certain bill will be coming out). This way I can keep track of how much we are actually using for each item. I had a small issue with one category an...
How I plan to pay off my families debt.