So let's go over my budget breakdown. We will cover weekly and monthly items. I cover somethings weekly and my husband covers the monthly items. I am sure that doesn't seem fair, that is how it has been ever since we got married and started getting credit cards and a car payment.
The following weekly items will be paid or set aside every week and they are as follows:
The following monthly items are paid at the end of the month with D.'s money, they are as follows:
Like I mentioned before starting November 15th to November 22nd; I will be working 8 days straight to help with Christmas and a surprise for my boys at the end of the month. I could possibly pick up an extra day the week before just not sure yet.We are hoping that by the end of the year I might be able to drop the extra day on my short week but I am not sure how that will work since I included it in the budget. I am looking to redo the budget on my income at the first of the year and basing it strictly on my short week pay check every week since that should be more consistent. By the first of the year we will have paid off 3-4 credit cards, the car, cell phones for both myself and my daughter's cell, insurance on my cell, her cell, and 2 tablets. Getting all that paid off opens up approx $457 a month to use towards other credit cards. That amount starting in January will pay my attorney, the personal loan, and leave about $200 to go towards credit cards. Once taxes come in we will pay towards some bills.
Lots to think about but things are moving in the right direction.
The following weekly items will be paid or set aside every week and they are as follows:
- Personal Loan
- Babysitter
- D. Attorney
- Boys Visit
- D. Cigs
- PS4
- Diapers
- D. Cell Phone
- Doctor Visits
- T. Life Insurance
- Vehicle Fuel
The following monthly items are paid at the end of the month with D.'s money, they are as follows:
- Credit Card Bills
- Cable Bill
- K.'s Cell Phone
- Car Insurance
- K.'s Attorney
- Groceries
Like I mentioned before starting November 15th to November 22nd; I will be working 8 days straight to help with Christmas and a surprise for my boys at the end of the month. I could possibly pick up an extra day the week before just not sure yet.We are hoping that by the end of the year I might be able to drop the extra day on my short week but I am not sure how that will work since I included it in the budget. I am looking to redo the budget on my income at the first of the year and basing it strictly on my short week pay check every week since that should be more consistent. By the first of the year we will have paid off 3-4 credit cards, the car, cell phones for both myself and my daughter's cell, insurance on my cell, her cell, and 2 tablets. Getting all that paid off opens up approx $457 a month to use towards other credit cards. That amount starting in January will pay my attorney, the personal loan, and leave about $200 to go towards credit cards. Once taxes come in we will pay towards some bills.
Lots to think about but things are moving in the right direction.
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